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Insurance Education

What Is a Direct Repair Program (DRP)?

A Direct Repair Program is a business relationship between an insurance company and a repair facility. Understanding what that relationship involves helps you decide who you want repairing your vehicle.

The short version

A DRP is a contractual arrangement in which a body shop joins an insurer's network. In exchange for a steady flow of referred customers, the shop typically agrees to certain administrative and performance expectations set by the insurance company.

What those expectations often include

  • Repair-cost expectations and average severity targets.
  • Cycle-time expectations — how quickly vehicles move through the shop.
  • Parts usage guidelines, often including aftermarket or recycled parts.
  • Estimating and documentation systems specified by the insurer.
  • Administrative reporting and performance scorecards.

This is not an accusation

DRP shops can be legitimate, well-equipped businesses that do good work, and plenty of them do. We're not going to tell you every network shop performs poor repairs, because that isn't true and it wouldn't be honest.

The important question is whether the shop's relationship with the insurance company aligns with what you want from your repair facility.

Why Airpark Auto Collision is independent

We don't have a DRP contract with insurance companies. That means our business relationship is with the vehicle owner, not an insurance-company referral network. We're not being scored on how quickly we move cars out the door or how close we stay to a target severity number.

We still work with insurers every day. We provide documentation, discuss estimates, submit supplements, and explain why specific repairs or parts are necessary. What we don't do is take direction from a contract that wasn't written with your vehicle in mind.

Common Questions

What is a DRP?

DRP stands for Direct Repair Program. It is a contractual relationship between an insurance company and a collision repair facility in which the shop receives referred work and agrees to certain expectations set by the insurer, which commonly include repair-cost, cycle-time, parts and administrative requirements.

Why did my insurance company recommend a particular body shop?

Most likely because that shop participates in the insurer's direct repair network. The recommendation is generally not a requirement, and you can typically choose a different facility.

Is Airpark Auto Collision a DRP shop?

No. Airpark Auto Collision does not participate in insurance-company Direct Repair Programs. We accept all insurance and work with all insurance companies, but we are not contracted to any insurer's network.

Call Airpark Before You Make a Decision

If your insurance company is telling you where to take your car, your vehicle is sitting in an impound lot, or your claim is being delayed — call us first. We'll explain your options.