Are Towing and Storage Fees Covered by Auto Insurance?
Yes, towing and storage fees are generally covered under your physical damage coverage (collision or comprehensive) if you were at fault, or by the other driver's liability insurance if they caused the accident. However, insurance companies only cover what they deem 'reasonable' storage times, meaning they will not pay for weeks of delay if you let the car sit. Because insurance policy terms and state laws vary, you should always review your specific policy documents to confirm your exact coverage details.
Why You Must Get Your Car Out of a Phoenix Impound Lot Immediately
You must move your vehicle quickly because Phoenix tow yards charge daily storage fees that escalate rapidly, often exceeding $50 to $100 per day. Insurance companies expect you to mitigate your damages, which means they will stop paying for storage once they deem you have had sufficient time to move the vehicle to a repair shop.
- Daily storage rates in North Phoenix and Deer Valley can quickly accumulate to thousands of dollars if left unchecked.
- Insurance adjusters will cap storage fee payouts if they determine you delayed the vehicle transfer unnecessarily.
- Uncleared impound vehicles can eventually be sold at public auction by the tow company to satisfy the unpaid lien, leaving you without a vehicle.
How to Move Your Vehicle to an Independent Repair Shop
You can move your vehicle by instructing the tow yard or impound lot to release the car to the independent collision repair shop of your choice. At Airpark Auto Collision, we specialize in coordinating directly with local Phoenix tow yards to secure rapid releases, saving our clients from predatory storage fees and administrative headaches.
If your vehicle is currently sitting in a Phoenix tow lot accumulating daily storage fees, call Airpark Auto Collision immediately at (602) 600-7825. We will advocate on your behalf, coordinate the release, and arrange direct transport to our facility at 22039 N 24th Ave Ste A.
Who Pays if the Accident Was the Other Driver's Fault?
The at-fault driver's liability insurance is responsible for your towing and storage fees, but getting them to pay immediately can be difficult. Establishing fault and processing a third-party claim can take days or weeks, during which the impound yard will continue to charge you. To avoid mounting fees, it is often best to have your own insurance company pay the release fees upfront, or work with an independent shop like ours to coordinate the rescue and seek reimbursement from the at-fault carrier later.